🔐 Crisis pathway
Identity Stolen
Act fast — the sooner you respond, the less damage occurs. Follow these steps in order.
What to Do Right Now
Place Fraud Alerts
Call any one credit bureau (Experian, Equifax, TransUnion) to place a fraud alert. They must notify the other two.
File an FTC Report
Go to IdentityTheft.gov to create your official Identity Theft Report and get a personalized recovery plan.
File a Police Report
Use your FTC report when filing with local police. This creates a legal record of the crime.
Contact Affected Accounts
Call fraud departments at banks, credit cards, and any compromised accounts. Request new account numbers.
Freeze Your Credit
A credit freeze prevents new accounts from being opened. It's free and doesn't affect your score.
Recommended Tools
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Fraud Recovery Tracker
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Credit Score Impact
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Credit Repair Roadmap
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Consumer Complaint
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Helpful Resources
Keep going
Facing more than one of these?
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