💼 Crisis pathway
Just Lost My Job
Losing your job is stressful, but there are immediate steps you can take to protect yourself financially. Follow this step-by-step guide.
What to Do Right Now
File for Unemployment Immediately
Don't wait. File in your state the same week you lose your job. Most states allow online filing.
Evaluate Your COBRA Options
You have 60 days to elect COBRA. Compare costs against marketplace plans — marketplace may be cheaper with subsidies.
Calculate Your Emergency Budget
Figure out exactly how long your savings will last and where to cut expenses first.
Check Benefits Eligibility
You may qualify for SNAP, Medicaid, or other assistance programs based on your reduced income.
Create Your Action Plan
Use our tools to build a comprehensive recovery plan with timelines and milestones.
Recommended Tools
Job Loss Impact Calculator
Get immediate guidance for your crisis situation with state-specific resources.
Unemployment Benefits Estimator
Get immediate guidance for your crisis situation with state-specific resources.
COBRA Continuation Cost
Check your eligibility and estimate benefit amounts for your state.
Emergency Fund Countdown
Get immediate guidance for your crisis situation with state-specific resources.
SNAP Eligibility
Get immediate guidance for your crisis situation with state-specific resources.
Emergency Budget
Check your eligibility and estimate benefit amounts for your state.
Job Search Budget
Navigate this personal emergency with a clear action plan.
Medicaid vs Marketplace
Check your eligibility and estimate benefit amounts for your state.
Net Worth
Plan your financial future with data-driven calculations.
Helpful Resources
Keep going
Facing more than one of these?
Crises rarely come alone. Explore other situations or browse every free tool — no sign-up, nothing stored.