100 free tools
Every tool, all in one place
100 free calculators across 10 categories — each with state-specific data where it applies. No sign-up, nothing stored.
Emergency & Crisis
8Immediate crisis calculators for job loss, eviction, medical emergencies, and urgent financial situations.
Job Loss Impact Calculator
Get immediate guidance for your crisis situation with state-specific resources.
Eviction Risk Assessment
Get immediate guidance for your crisis situation with state-specific resources.
Emergency Fund Countdown
Get immediate guidance for your crisis situation with state-specific resources.
Medical Bills — Can''t Pay
Get immediate guidance for your crisis situation with state-specific resources.
Utility Shutoff Prevention
Get immediate guidance for your crisis situation with state-specific resources.
Emergency Budget
Get immediate guidance for your crisis situation with state-specific resources.
Natural Disaster Checklist
Get immediate guidance for your crisis situation with state-specific resources.
Job Search Budget
Get immediate guidance for your crisis situation with state-specific resources.
Benefits & Assistance
13Check eligibility and estimate benefits for SNAP, Medicaid, WIC, TANF, SSI, and more.
Unemployment Benefits Estimator
Check your eligibility and estimate benefit amounts for your state.
SNAP Eligibility
Check your eligibility and estimate benefit amounts for your state.
COBRA Continuation Cost
Check your eligibility and estimate benefit amounts for your state.
WIC Eligibility Calculator
Check your eligibility and estimate benefit amounts for your state.
Medicaid Eligibility
Check your eligibility and estimate benefit amounts for your state.
Free & Reduced Lunch
Check your eligibility and estimate benefit amounts for your state.
TANF Eligibility
Check your eligibility and estimate benefit amounts for your state.
Health Insurance Compare
Check your eligibility and estimate benefit amounts for your state.
Social Security Estimate
Check your eligibility and estimate benefit amounts for your state.
Housing Assistance
Check your eligibility and estimate benefit amounts for your state.
Medicare Eligibility
Find your Medicare enrollment window, what a late sign-up costs for life, and your 2026 monthly premium.
Medicaid vs Marketplace
Check your eligibility and estimate benefit amounts for your state.
Paid Leave Estimator
Check your eligibility and estimate benefit amounts for your state.
Personal Emergency
6Navigate personal financial emergencies including bankruptcy, debt collection, and credit crises.
Identity Theft Damage
Navigate this personal emergency with a clear action plan.
Bankruptcy Means Test
Navigate this personal emergency with a clear action plan.
Paycheck-to-Paycheck
Navigate this personal emergency with a clear action plan.
Wage Garnishment
Navigate this personal emergency with a clear action plan.
Vehicle Total Loss
Check the total-loss test, the settlement maths and your counter-offer.
Insurance Claim Value
Build the itemised claim you take back to the adjuster.
Business Emergency
11Emergency tools for small business owners facing cash flow crises, payroll issues, and financial distress.
Small Business Emergency
Assess your business situation and find solutions fast.
Payroll Crisis
Assess your business situation and find solutions fast.
Business Insurance Gap
Assess your business situation and find solutions fast.
Business Cash Flow
Forecast 13 weeks of cash, find the week you run short, and size the gap.
Business Loan Options
See which funding products you can realistically reach, and how fast each funds.
Business Tax Deadline
Assess your business situation and find solutions fast.
Contractor Payment
Assess your business situation and find solutions fast.
Inventory Loss
Assess your business situation and find solutions fast.
Commercial Lease Review
Assess your business situation and find solutions fast.
Business Interruption
Assess your business situation and find solutions fast.
Freelance Rate
Assess your business situation and find solutions fast.
Legal & Safety
11Legal resources, rights information, and safety planning tools for crisis situations.
Tenant Rights Lookup
Understand your rights and legal options in your state.
Domestic Violence Safety
Understand your rights and legal options in your state.
Legal Aid Finder
Understand your rights and legal options in your state.
Severance Negotiation
Understand your rights and legal options in your state.
Protective Order Guide
Understand your rights and legal options in your state.
Child Support Estimate
Understand your rights and legal options in your state.
Alimony Estimate
Understand your rights and legal options in your state.
Estate Planning Basics
Understand your rights and legal options in your state.
Small Claims Court
Understand your rights and legal options in your state.
Consumer Complaint
Understand your rights and legal options in your state.
Power Of Attorney Guide
Understand your rights and legal options in your state.
Cost of Living
10Compare costs across cities and states for housing, childcare, groceries, and commuting.
Rent Affordability
Compare costs and make informed financial decisions.
Car Repair vs Replace
Compare costs and make informed financial decisions.
Childcare Cost
Compare costs and make informed financial decisions.
Cost Of Living
Compare costs and make informed financial decisions.
Food Budget Planner
Compare what you spend on groceries against the USDA food plans for your household.
Elder Care Cost
See what elder care costs in your state — and how long savings last.
Chronic Illness Cost
Compare costs and make informed financial decisions.
Vehicle Ownership Cost
See what a vehicle really costs per year, per month and per mile.
New Baby Budget
Compare costs and make informed financial decisions.
Relocation Cost
Compare costs and make informed financial decisions.
Financial & Strategic
20Strategic financial planning tools for emergency funds, taxes, credit improvement, and long-term goals.
Debt Payoff Priority
Plan your financial future with data-driven calculations.
Debt-to-Income
Plan your financial future with data-driven calculations.
Compound Interest
Plan your financial future with data-driven calculations.
Side Income Estimator
Plan your financial future with data-driven calculations.
Savings Goal
Plan your financial future with data-driven calculations.
Credit Score Impact
Plan your financial future with data-driven calculations.
Student Loan Repayment
Plan your financial future with data-driven calculations.
Credit Card Payoff
Plan your financial future with data-driven calculations.
Tax Withholding
Plan your financial future with data-driven calculations.
Auto Loan
Plan your financial future with data-driven calculations.
Gig Worker Tax Estimator
Plan your financial future with data-driven calculations.
Retirement Withdrawal
Plan your financial future with data-driven calculations.
Long Term Care
Model your long-term care policy against what care will actually cost.
Dependent Care FSA
Compare a Dependent Care FSA against the childcare tax credit — the 2026 limit is $7,500, and you cannot use the same dollars twice.
Net Worth
Plan your financial future with data-driven calculations.
Investment Risk
Plan your financial future with data-driven calculations.
Mortgage Affordability
Plan your financial future with data-driven calculations.
Refinance Breakeven
Plan your financial future with data-driven calculations.
Retirement Savings
Plan your financial future with data-driven calculations.
Tax Bracket
Plan your financial future with data-driven calculations.
Remediation Tools
9Step-by-step guided tools for resolving debt, repairing credit, and preventing foreclosure.
Bill Negotiation
Rank the calls worth making, and get the script for each one.
Debt Elimination War Room
Take action with step-by-step guided remediation tools.
Disaster Recovery Planner
Take action with step-by-step guided remediation tools.
Subscription Audit
Take action with step-by-step guided remediation tools.
Housing Stability Dashboard
Take action with step-by-step guided remediation tools.
Credit Repair Roadmap
Take action with step-by-step guided remediation tools.
Healthcare Cost Navigator
Take action with step-by-step guided remediation tools.
Emergency Recovery Plan
Take action with step-by-step guided remediation tools.
Fraud Recovery Tracker
Take action with step-by-step guided remediation tools.
Assessment Tools
9Comprehensive assessment calculators for legal viability, retirement planning, and financial analysis.
Financial Health Score
Get a comprehensive assessment and personalized recommendations.
Legal Action Viability
Get a comprehensive assessment and personalized recommendations.
Insurance Gap Analysis
Get a comprehensive assessment and personalized recommendations.
Benefits Maximizer Report
Get a comprehensive assessment and personalized recommendations.
Tax Optimization Report
Get a comprehensive assessment and personalized recommendations.
Education Funding Report
Get a comprehensive assessment and personalized recommendations.
Disaster Preparedness Report
Get a comprehensive assessment and personalized recommendations.
Retirement Readiness Report
Get a comprehensive assessment and personalized recommendations.
Veterans Benefits Report
Get a comprehensive assessment and personalized recommendations.
Quick Emergency Tools
3Fast, mobile-friendly emergency tools for finding shelters, prescriptions, childcare, and utility assistance.
Prescription Savings
Quick emergency tools designed for on-the-go access.
Emergency Contact Builder
Quick emergency tools designed for on-the-go access.
Crisis Budget Blitz
Quick emergency tools designed for on-the-go access.