Natural Disaster Recovery
After a disaster, there's a specific order of steps that gets you help fastest.
What to Do Right Now
Ensure Safety First
Don't return home until authorities say it's safe. Document damage with photos before any cleanup.
Register with FEMA
Apply at DisasterAssistance.gov or call 1-800-621-3362. Do this even if you have insurance.
File Insurance Claims
Contact your insurance company immediately. Keep receipts for all temporary living expenses.
Apply for SBA Disaster Loan
Low-interest SBA loans cover damage not covered by insurance. Apply even if you're not sure you need it.
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