👶 Crisis pathway
New Parent in Crisis
A new baby is expensive. Let's make sure you're getting all the help available to you.
What to Do Right Now
Apply for WIC
If you're pregnant, postpartum, or breastfeeding, WIC provides free nutritious food and support.
Check Medicaid/CHIP
Children's Medicaid and CHIP have higher income limits than adult Medicaid. Most kids qualify.
Find Childcare Assistance
The CCDBG program helps low-income families pay for childcare. Many states cover costs up to 250% FPL.
Budget for the New Addition
A baby costs roughly $12,000-$15,000 in the first year. Plan now to avoid surprises.
Recommended Tools
WIC Eligibility Calculator
Check your eligibility and estimate benefit amounts for your state.
Medicaid Eligibility
Check your eligibility and estimate benefit amounts for your state.
Childcare Cost
Compare costs and make informed financial decisions.
New Baby Budget
Compare costs and make informed financial decisions.
Dependent Care FSA
Compare a Dependent Care FSA against the childcare tax credit — the 2026 limit is $7,500, and you cannot use the same dollars twice.
Food Budget Planner
Compare what you spend on groceries against the USDA food plans for your household.
Free & Reduced Lunch
Check your eligibility and estimate benefit amounts for your state.
Helpful Resources
Keep going
Facing more than one of these?
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